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Financial Freedom…What is it worth to you?

I Decided To Invest In Myself 

Start your own home based business, whether part time or full time the choice is yours. I initially called an ex co-worker who I saw posting about credit restoration because I will be making a big purchase soon and I need my credit to be in excellent condition. After speaking with Crystal over the phone, I decided to sign up as a referral agent. If I’m going to refer people…hey I may as well make some money right? Besides, I know that the program works because my cousin uses the service currently and she has a 763 credit score right now. Once I found out that I can earn money and build my credit up it was a no brainer for me.

Where do you want to be in 5 years? 10 years? What about right now?

What if you could have the benefits of a traditional business career, but without someone else controlling your income, hours, partners and overall job security? Maybe you’re comfortable in your job, but would like to increase your opportunities and income without trying to balance the multiple schedules created for you. Technology is continuing to advance, the business world is rapidly changing and you can take advantage of it. Take control of the possibilities. Enjoy what you do.


Nicola Smith Jackson
Loganville, GA:
“I am grateful to God for the FES Opportunity. I’ve always had big dreams of becoming successful, but had no clue of how it would happen. After quitting college, I became a hair stylist and real estate pro, which led to working 12-14 hour days for 20 years before I learned about the work-from-home industry. As a wife, mom of four growing boys and one disabled, I needed an opportunity that would give me more income and time flexibility with my family. While I did make a lot of money with my first work-from-home opportunity, I didn’t get time with family like I wanted. Then, a friend introduced me to FES after a financial crisis hit my family…I’m forever grateful because I really needed the services! Now, it’s been five years since I said “YES to FES” and my life has truly changed! I’ve become Pinnacle Senior Vice President, earned the Bentley, house payment and numerous company cruises. I will always remain humbled and honored for my TEAM of servent leaders, FES founders Parmial Naik and Mike Toloff, and the entire corporate team for their support, hard work and dedication. BIG DREAMS require a COMMITTED TEAM!”
Ashton Henry
Pembrook Pines, FL:
“When I started with the company, I was trying to get my personal finances in order. After experiencing great results, I began sharing what FES offers with other people I knew through my tax business and ended up becoming an agent. My journey with FES has been on exciting one. Helping people learn about personal finance is so satisfying when you watch them go from struggling to success! Becoming an entrepreneur with FES has transformed my life, having the freedom to travel, spend time with my family and set my own schedule has been a dream come true.”
Robin Robinson
Decatur, GA:
    “I joined FES during one of my toughest times in my life. I couldn’t imagine more than what I could see in my circumstances, and my abilities were limited. I had to be willing to expose myself to a different world by exploring what other agents have managed to achieve, and let that help me develop my vision of what I wanted. It was my vision that gave me strength in tough circumstances. “

“FES has allowed me to impact the lives of others. It has been exciting and rewarding. Achieving R&R levels 1-4 has been amazing. Walking away from corporate America was the BEST decision I ever made! I am so grateful to my mentor Nicola Smith-Jackson for believing in me when I didn’t believe in myself. I have now found the vehicle to achieve my dreams and help others do the same. My ultimate mission is to help thousands gain power with financial freedom. ”

Michael Burgos
Plantation, FL:
    “I was a banker at wells Fargo 2 years ago. I thought I had a good until I found myself and extreme debt. I was stressed, broke, and working 60 to 100 hours per week. I was looking for way out of corporate America so I could have time, freedom, and earn a little bit more. I reached out my friend on Facebook and he shared the FES info with me, and it made sense for me to get involved.

I borrowed the money to get started. While working the business part time, I was able to pay all my debt within two months being involved in the company. I became a Regional Vice President in 90 days and decided to go full time. It’s been a great journey. I am grateful to be on a platform where “time freedom” is possible if you are willing to sacrifice temporarily and follow our system. ”

Call me if you would like to chat about starting as an agent or click the link below to sign up now!

Not Ready To Start Your Own Business, Becoming A Customer Also Has Great Benefits

An all-inclusive financial membership…

The UCES Protection Plan was designed to support your financial opportunities by implementing positive habits to create and maintain a strong financial future.

Our unique collection of services have been carefully selected to provide protection and opportunity over the many aspects of your finances- all combined into one easy-to-use system. Your membership can help to ensure you and your family are safeguarding the assets that you’ve earned and those you have to come.

Get Your Spending on Track



Track your income and spending by creating a personalized budget. Use your Budgeting Report to follow your progress each month and make the necessary changes to come in under budget – giving you more money to enjoy, to save, or to pay off your debts!

Take Back Control of Your Credit


Credit Restoration


Our credit education services can assist you in challenging the credit bureaus to remove inaccurate, obsolete and erroneous items from your credit report. Restore your score and maximize your financial opportunities!

Build Your Credit Knowledge

Credit Builder

Credit Builder

Access your credit report in an easy-to-understand, online format and utilize our extensive financial library and resource center to assist in increasing your financial potential.

We’re Dedicated to Working for You

Credit Attorney

Credit Attorney

Our attorneys will evaluate your case for difficult to remove, inaccurate items on your credit report. If legitimate, they will sue the agency to clean up your report, in which case you may be entitled to compensation.

Stay Updated on Your Credit Progress

Credit Monitoring

Credit Monitoring

Your interactive credit report, money manager and financial account alert system. All of your online accounts in one, organized place with transaction and credit monitoring alerts sent straight to your phone!

Make a Plan to Live Debt Free

Debt Payoff

Debt Payoff

Create a financial plan that will give you the exact payment guide to eliminate your debt quicker than you expected and save you from unnecessary interest payments.

Ensure Your Info is Secure

Identity Monitoring

Identity Monitoring

InfoArmor leads the identity protection industry with PrivacyArmor®, a proactive monitoring service that alerts you at the first sign of fraud and fully restores your identity.

Ensure Your Family is Protected

Life Insurance

Life Insurance*

Create a sound financial strategy for your loved ones in the case of the unexpected. UCES Agents are entitled to a $30,000 term life policy; with incremental increases the longer you maintain your membership.

Create a Financial Roadmap

Financial Lockbox

Financial Lockbox

Roadmap your financial contacts and information in one central, online location that can be accessed at anytime. This organizational tool can be personalized to forward to a contact of your choice in case of emergency.

Discover Your Net Worth



Discover your Net Worth by figuring out your assets and liabilities, and using our quick and simple calculations to see where you stand! Your Net Worth Report will help you continue to build your Net Worth by tracking your progress as often as you’d like!

Make Saving Quick and Easy

Savings Goals

Savings Goals

Achieve your goals by setting goals! Create multiple goals within the Savings Goals system and input how often you can personally put money aside. The system will calculate what you need to save based on how often you can…

Peace of Mind for Life’s Uncertainties

MyCare Plan

Will & Trust

Protect your loved ones by preparing the same Will & Trust documents you would in an attorney’s office, but from the comfort of your own home. Maintain your membership and changes can be made at anytime, cost-free.

Teach Your Kids Proven Financial Habits

YFL Family Mint

YFL Family Mint

Implemented in schools across America, you can now bring the FamilyMint online educational portal into your home to enhance financial knowledge among the children in your life.

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